What is DeCard Luminaries?

DeCard Luminaries is our premium offering built for Web3 visionaries who value premium perks, elevated experiences, and enhanced rewards. It combines spending benefits with travel-focused privileges, allowing members to enjoy both financial flexibility and smoother real-world travel, all with a single sleek metal card.

Key features include:

• Up to 10% cashback, capped at US$200 per month
• Flexibility to switch between Cashback or DePoints (coming soon)
• Higher spending limits for bigger purchases
• Visa Infinite card benefits
• 24/7 concierge support

Beyond these core benefits, DeCard Luminaries also opens the door to premium travel experiences, designed to make every journey smoother and more convenient. 

What Travel Perks Come with DeCard Luminaries?

Before your flight even takes off, DeCard Luminaries ensures travel feels effortless. From quiet lounges to faster airport processing and seamless transfers, each perk helps make the journey easier and more enjoyable.

Airport lounge access

DeCard Luminaries members receive 2 complimentary airport lounge visits (with 3 more available as a choice of welcome gift), with access to 1,400+ lounges worldwide through Dragonpass.

Instead of waiting at the gate, you can step into a quieter, more inviting space. Lounge access gives you a place to sit comfortably, grab a bite or a drink, charge your devices, and take a moment to rest before your flight. Whether you're on a short-haul trip or facing a longer layover, having a dedicated space makes waiting more pleasant and relaxing.

Fast Track access

The Fast Track pass allows you to use the security express lane, reducing time spent in queues and letting you enjoy more of your trip.

DeCard Luminaries members will soon be able to redeem fast track access at over 180 Fast Track lanes at major airports worldwide with their DePoints in the near future.

Seamless airport transfers

Pre-booked airport transfers provide a smooth ride to or from the airport, with a driver ready and luggage handled. This ensures a comfortable start or end to your journey. DeCard Luminaries will also soon be able to redeem DePoints for these services via Umy, giving even more convenience to your travels.

Travel insurance

DeCard Luminaries members enjoy complimentary travel insurance of up to US$1,000,000 whenever your airfare is charged to the card. This adds peace of mind for unexpected events during your trip, helping you focus on enjoying the journey.

Extra Travel Rewards with Umy Diamond Membership

As a DeCard Luminaries member, receive a complimentary status upgrade to Umy Diamond Membership, unlocking a suite of premium travel and lifestyle benefits.

• 5% off hotel bookings worldwide, helping you save without compromising comfort
• 1 point per USD spent, adding even more rewards to your travel and spending
• Dedicated customer service, support whenever you need it

In addition, receive the following exclusive bonus coupons:

• New users: US$100 coupon
• US$100 off with US$1,000 spent
• US$50 off with US$500 spent
• US$20 off with US$200 spent

With Umy, every booking is simpler and more rewarding. More details on the Umy Diamond Membership can be found here.

FAQ

• How many complimentary lounge visits are included?
  • DeCard Luminaries members receive 2 complimentary airport lounge visits through Dragonpass, and 3 additional lounge visits for new users if they sign up today and select it for their welcome gift, for a total of 5 visits. More details are found here.
• Which airports support fast track services?
  • There are over 180 Fast Track lanes at major airports worldwide.  Please refer to the Dragonpass app for the list of participating airports with fast track access.
• Is travel insurance automatically included?
  • Yes, travel insurance coverage of up to US$1,000,000 is included whenever your airfare is charged to your DeCard Luminaries card. More details are found here.

Unlock Premium Travel with DeCard Luminaries

With DeCard Luminaries, every journey feels smoother, effortless, and premium. Ready to experience DeCard Luminaries for yourself? 

New users receive a S$5 welcome bonus upon successful registration. Learn more here.

Additionally, new DeCard Luminaries members can choose a premium welcome gift. Learn more here.

• A bottle of vintage wine worth S$300 (Singapore delivery only), or
• 3 additional complimentary airport lounge visits via DragonPass worth US$105