Get Rewarded on Every Spend
Turn everyday spending into real rewards with DePoints. Every time you spend with your DeCard, you earn points that can be redeemed for cash, travel, dining, lifestyle rewards, and exclusive offers.
What Are DePoints?
DePoints turn your everyday spending into real rewards. Each time you use your DeCard, you earn points automatically, which you can redeem for a variety of rewards. Points remain valid for 2 years, giving you plenty of time to accumulate and redeem them at your convenience.
Note: DePoints are exclusive to the standard DeCard. The DeCard Luminaries card comes with its own premium benefits, including enhanced perks and cashback, but does not earn DePoints.
How to Earn DePoints?
1 DePoint for Every 1 USD Spent
Every eligible transaction earns you DePoints based on the total settled amount.
Note: Cents are not counted toward DePoints.
Earn Points Wherever and Whenever You Spend
Whether you’re paying for groceries, grabbing coffee, shopping online, or spending overseas, every tap, swipe, or click with your DeCard earns you DePoints automatically once your transaction settles.
What You Can Redeem With DePoints
DePoints unlock a world of rewards designed to bring real value to your everyday spending.
From cash credits to lifestyle perks, here's what you can redeem directly in the DeCard app:
- Cash Credits
- Travel Rewards & Miles
- Dining & Retail Vouchers
- Memberships
- Seasonal & Exclusive Offers
Check out the DePoints rewards catalog in-app for the latest offers — we're continuously expanding it with fresh rewards.