DeCard Luminaries

A premium evolution of DeCard crafted for the visionaries of Web3. Built on the same secure and compliant foundation, it takes you further, unlocking a world of exclusive privileges, elevated experiences, and limitless possibilities.

An annual card membership fee of USD388 applies.

Built for the visionaries of Web3

Unlock a world of privileges and experiences.

Up to 10% Cashback

Travel in style and with peace of mind

Attractive welcome gift

Be rewarded with up to S$200 every month. Be among the top spenders every quarter and unlock a special mystery gift.

Enjoy 2 complimentary airport lounge visits and travel accident insurance coverage of up to US$1,000,000.

Start your journey with an indulgent welcome gift. Sign up now and visit us at the DeCard booth during TOKEN2049 Singapore, 1 - 2 October 2025, to redeem an exclusive welcome gift worth up to S$1,700.

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Campaign Highlights

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DeCard Luminaries

Token2049-Exclusive Welcome Gift

Start your journey with an indulgent welcome gift. Sign up now and visit us at the DeCard booth during TOKEN2049 Singapore, 1 - 2 October 2025, to redeem an exclusive welcome gift worth up to S$1,700.

1 - 2 October 2025

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DeCard Luminaries

Attractive Welcome Gift

Sign up now to receive additional 3 complimentary airport lounge visits, or 10% bonus cashback on your first purchase at Amazon, Facebook or Netflix.

Now till 31 Dec 2025

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Card Privileges

Be rewarded with up to 10% Cashback

The more you spend, the more Cashback you earn. Be among the top spenders every quarter and unlock a special mystery gift!

2 complimentary airport lounge visits with Dragonpass

Get access to more than 1,400 airport lounges worldwide.

Complimentary travel insurance

Travel with peace of mind with travel accident insurance coverage of up to US$1,000,000. Simply charge your airfare to enjoy the complimentary coverage.

24/7 Visa Concierge

Seamlessly make dining reservations, book staycations, flights and activities. Available any time of the day for immediate assistance.

Global Acceptance

Accepted at 150+ million merchants and 1.9 million+ ATM locations worldwide.

Exclusive Privileges

Gain privileged access to previews, events, and exclusive offers.

Seamless Stablecoin Spending

Pay for dining, shopping, travel, and more with your stablecoins.

Promotions

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DeCard Luminaries

GHA Discovery

Indulge in GHA DISCOVERY Titanium benefits including double room upgrade, early check-in, late check-out, welcome amenity, exclusive rates and 7% rewards in DISCOVERY Dollars (D$), worth 1 USD each.

Now till 31 Dec 2025

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DeCard Luminaries

Visa Elite Dining Program

Enjoy priority reservation and a complimentary welcome drink of choice at 34 restaurants, spanning across 13 markets. Restaurants must be booked through Visa Concierge.

Now till 31 Oct 2025

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DeCard Luminaries

Complimentary Golf Benefit

Complimentary green fees on weekdays at Sentosa Golf Club and Tanah Merah Country Club

Now till 31 Dec 2025

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Eligibility & Requirements

Eligibility and fees
  • Age: 21 to 65 years old.
  • By invitation or application:

    • C-Suites (CEO, CTO, COO, CFO) or Company founders.
    • Web3 or Fintech Key Opinion Leaders (KOL) / Community Owners / Content Creators.
    • Top DeCard spenders.
  • No minimum income required.
  • Annual membership fee: USD388*. Please note that this annual membership fee cannot be waived.
  • All applications are subject to review and approval.

*As the DeCard Luminaries is an SGD denominated card, fees will be charged in Singapore dollars. Thus, final amounts charged may differ depending on the applicable exchange rates determined by DCS applied at the time of posting.

How to Get Verified
  • Singapore Citizens and Permanent Residents: Singpass.
  • Other pass holders and foreigners: Simply submit your proof of identity and proof of address documents. In-app instructions will guide you through specific requirements and a few quick questions.

Download the App

About Us

DeCard is a next‑generation card that lets you spend your stablecoins seamlessly in the real world.

DeCard provides a credit limit with flexible and accessible requirements. At the core of this offering is D-Vault, an exclusive account with innovative digital features. D-Vault supports seamless reconciliation and payment tracking, allowing your spending and repayments to be managed efficiently through a single system. This seamless integration puts you in full control of your finances.

Our new premium offering, DeCard Luminaries, is a premium evolution of DeCard crafted for the visionaries of Web3. Built on the same secure and compliant foundation, it takes you further, unlocking a world of exclusive privileges, elevated experiences, and limitless possibilities.

Powered by DCS Card Centre (formerly Diners Club Singapore) and backed by over 50 years of card-issuing heritage, DeCard blends decades of trust with Web3 innovation, underpinned by a deep commitment to security, governance, and regulatory compliance.

Learn more at https://www.thedecard.com

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