DeCard Luminaries
A premium evolution of DeCard crafted for the visionaries of Web3. Built on the same secure and compliant foundation, it takes you further, unlocking a world of exclusive privileges, elevated experiences, and limitless possibilities.
Built for the visionaries of Web3
Unlock a world of privileges and experiences.
More Rewards on Every Spend
Travel in style and with peace of mind
Enjoy 0% FX fees
Get up to US$200 cashback monthly and earn 1 DePoint for every US$1 spent.
Enjoy 2 complimentary airport lounge visits and travel accident insurance coverage of up to US$1,000,000.
Use your Luminaries Card globally with no foreign transaction fees or hidden costs.
Campaign Highlights
Card Privileges
More Rewards on Every Spend
Get up to US$200 cashback monthly and earn 1 DePoint for every US$1 spent.
2 complimentary airport lounge visits with Dragonpass
Get access to more than 1,400 airport lounges worldwide.
Complimentary travel insurance
Travel with peace of mind with travel accident insurance coverage of up to US$1,000,000. Simply charge your airfare to enjoy the complimentary coverage.
24/7 Visa Concierge
Seamlessly make dining reservations, book staycations, flights and activities. Available any time of the day for immediate assistance.
Global Acceptance
Accepted at 150+ million merchants and 1.9 million+ ATM locations worldwide.
Curated Experiences and Privileges
Gain privileged access to previews, events, and exclusive offers.
Seamless Stablecoin Spending
Pay for dining, shopping, travel, and more with your stablecoins.
Higher Spending Limit
Power your lifestyle with enhanced spending capacity.
0% FX Fees
Enjoy 0% foreign transaction fees on all overseas spending.
Promotions
Eligibility & Requirements
Eligibility and fees
- Age: 21 to 65 years old.
By invitation or application:
- C-Suites (CEO, CTO, COO, CFO) or Company founders.
- Web3 or Fintech Key Opinion Leaders (KOL) / Community Owners / Content Creators.
- Top DeCard spenders.
- No minimum income required.
- Annual membership fee: USD388*. Please note that this annual membership fee cannot be waived.
- All applications are subject to review and approval.
*As the DeCard Luminaries is an SGD denominated card, fees will be charged in Singapore dollars. Thus, final amounts charged may differ depending on the applicable exchange rates determined by DCS applied at the time of posting.
How to Get Verified
- Singapore Citizens and Permanent Residents: Singpass.
- Other pass holders and foreigners: Simply submit your proof of identity and proof of address documents. In-app instructions will guide you through specific requirements and a few quick questions.








