DeCard Luminaries
From 13 July 2026
The Upgrade You've Been Waiting For
Enjoy 0% FX Fees Worldwide & Dual Rewards Unlocked
THE LUMINARIES EVOLUTION
✈️NEW: Go Global with 0% FX Fees
Whether you are traveling the world or shopping from international merchants, enjoy 0% FX fees globally with no hidden costs. What you spend is exactly what you pay.
💎Dual Rewards Unlocked: No More Choosing
You no longer have to decide between maximizing your returns or accumulating points. You now automatically enjoy both on every single purchase:
- Up to 10% Cashback every month (capped at US$200)
- 1 DePoint for every US$1 spent
❇️The Signature Benefits You Rely On
While we have supercharged your card's earning power, your foundational lifestyle privileges remain unchanged:
- 2x Complimentary Lounge Visits annually to keep your travels serene
- US$1M Travel Insurance Coverage providing absolute peace of mind wherever you land
🖤A Masterpiece in Your Hand
Your physical presence remains unforgettable. Crafted from a precision-engineered 22-gram metal alloy and finished with personalized laser engraving, every detail continues to reflect the distinct sophistication behind DeCard Luminaries.
🌟Elevate Your Everyday Spend
Existing Members: These elite upgrades have been automatically applied to your account.
Not a Member Yet? There has never been a more rewarding time to redefine your global journey.
Note: Existing DeCard USD cardholders can apply directly for the DeCard Luminaries USD card. However, existing DeCard SGD cardholders must terminate their current SGD card account prior to submitting an application for the Luminaries USD card.
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*Metal card available now. An annual card membership fee of USD388 applies.
