DeCard Luminaries
From 13 July 2026
The Upgrade You've Been Waiting For
Enjoy 0% FX Fees Worldwide & Dual Rewards Unlocked
THE LUMINARIES EVOLUTION
✈️NEW: Go Global with 0% FX Fees
Whether you are traveling the world or shopping from international merchants, enjoy 0% FX fees globally with no hidden costs. What you spend is exactly what you pay.
💎Dual Rewards Unlocked: No More Choosing
You no longer have to decide between maximizing your returns or accumulating points. You now automatically enjoy both on every single purchase:
- Up to 10% Cashback every month (capped at US$200)
- 1 DePoint for every US$1 spent
❇️The Signature Benefits You Rely On
While we have supercharged your card's earning power, your foundational lifestyle privileges remain unchanged:
- 2x Complimentary Lounge Visits annually to keep your travels serene
- US$1M Travel Insurance Coverage providing absolute peace of mind wherever you land
🖤A Masterpiece in Your Hand
Your physical presence remains unforgettable. Crafted from a precision-engineered 22-gram metal alloy and finished with personalized laser engraving, every detail continues to reflect the distinct sophistication behind DeCard Luminaries.
🌟Elevate Your Everyday Spend
Existing Members: These elite upgrades have been automatically applied to your account.
Not a Member Yet? There has never been a more rewarding time to redefine your global journey.
Need Help Getting Started?
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*Metal card available now. An annual card membership fee of USD388 applies.
